We collect nonpublic personal information about you from the following sources:  Information we receive on applications or other forms, and Information about your transactions with our affiliates, others, or us. We do not disclose any nonpublic personal information about our current or former customers to anyone, except as permitted by law or in order to provide the current services. Our employees have limited access to your personal information based on their responsibilities to provide products or services to you. We maintain physical, electronic, and procedural safeguards in compliance with federal standards to protect your information.